When I was hired by Runde Auto Group, I shared the story of my first car buying experience. I now have the opportunity to share my first buying experience from Runde Auto Group. With my wife and I both owning vehicles over 10 years old, we knew it was time for a vehicle upgrade when Runde Auto Group received a delivery of new Equinoxes. We worked with Greg and Harrison Runde and agreed on a time to bring in our trade-in for an appraisal. It was nearing 6 p.m. when we arrived with our trade-in to have an inspection completed. We figured we would hear back the next day as the dealership closes at 7 p.m. We were quite surprised when we received a call that evening with not only a value for our trade-in, but three different purchase options based on the incentives that were available. After discussing the options with my wife, I sent an email the [...]

When purchasing a vehicle, your credit score plays a major role in whether or not banks or credit unions will agree to offer you financing. Plus, the higher your score, the lower your interest rates will be. Unfortunately for many people their credit score is bit of a mystery. How does it get calculated? How can someone raise their score? What is the difference between “hard” and “soft” credit inquiries? First, the basics: Your credit score is a number calculated by credit bureaus to describe your creditworthiness – how likely you are to repay your loan on time. It can range from the 300s to the 800s. The higher the score, the better. Credit scores fluctuate with time and changes in your credit performance. Most recent credit activities carry the most weight. Past credit issues fade over time. Your score is made up of five components (This information is from Dupaco Community Credit Union): [...]

Lease a new Chevrolet vehicle near Dubuque   There are so many questions to consider when you’re shopping for a newer vehicle: Should you get a car, SUV, minivan or truck?  Gas, diesel or electric?  How much should you spend?  Cloth or Leather? What color do you want?  What trim level will give you the best value for the dollars you’re spending?  Should you buy something with a full warranty?   What level of fuel efficiency are you looking for in your next vehicle? Front-wheel drive, four-wheel drive, or all-wheel drive?  How much of a monthly payment can you afford? One of the questions you might come across while vehicle shopping is whether you should lease or buy. Leasing offers Dubuque area residents lower monthly payments with [...]